Mega invest coop Network : : MEGA INVESTMENT COOPERATIVE EMPOWERMENT PROGRAM

How MICEP Works

MEGA INVESTMENT COOPERATIVE EMPOWERMENT PROGRAM/ MIC-CEP BUSINESS VENTURES

HOW MIC-EP WORKS

Mega Investment Cooperative Empowerment Program (MICEP)
Powered by Mega Investment Cooperative Society Limited in collaboration with MIC-EP Business Ventures with CAC BN8560599 (a duly registered business in Nigeria)

OUR PURPOSE

At MegaCoop, we believe in financial sufficiency, freedom, and family empowerment. MICEP is a structured savings and contribution program designed to help individuals save consistently while building toward meaningful financial goals like food security, rent, education, or business capital.

Unlike schemes that make unrealistic promises, MICEP is a genuine cooperative-based initiative with clear terms, transparent processes, and real value rewards.

WHAT IS MIC-EP

MICEP allows participants to save towards a target for 52 weeks (1 year) minimum, depending on the plan selected. At the end of the cycle, contributors receive:

100% of their savings back as empowerment fund (e.g., ₦52,000 becomes ₦104,000)
Free food items worth ₦20,000 as a loyalty incentive to say thank you
Optional bonuses for referrals (not mandatory)

We offer:

Daily, weekly, or monthly or yearly savings
Short-term (1year) or long-term (3-6 years) plans
Targeted plans and optional referral-based rewards

GETTING STARTED WITH MIC-EP

Step 1: Registration
- Pay a ₦2,500 non-refundable onboarding fee per independent plan manual payment, transfer, or payment gateway, this may include gateway charges
- Unpaid or fraudulent registrations result in account ban

Step 2: Fund Your Contribution
- Fund your wallet and join a plan (e.g.₦500 or ₦1,000 weekly for 52 weeks)
- Contribute weekly depending on your plan or pay upfront
- Fund using payment gateway such as Paystack, flutterwave etc and manual transfer + proof upload, or your virtual wallet account if available

Step 3: Start Saving
- Join a plan through your dashboard
- Fund at least 2 weeks ahead to avoid suspension

REFEERAL POLICY(OPTIONAL)

Referral is not compulsory
1–10 accounts: refer 1 person within 5–6 months
Use your 1st account as referral link for the 2nd account, 2nd for the 3rd and so on and get referral bonus including the empowerment fund if the referrals are active.
11+ accounts: no referral needed
Alternative: register 2 active accounts before week 26
You may refer yourself, but the referred account won’t be empowered unless it also refers

EXAMPLE OF EMPOWERMENT

If you save ₦1,000 weekly for 52 weeks (₦52,000 total), you’ll receive:

₦104,000 Empowerment Fund
₦20,000 worth of food or equivalent incentive

₦52,000 Empowerment Fund
Referral bonuses (optional)

WITHDRAWING EMPOWERMENT FUNDS AND INCENTIVES

After the contribution period, account goes into clearance
Empowerment fund paid within 2–3 working days after clearance
Food incentives can be converted to cash at cooperative's discretion
Converted cash is paid every Wednesday
Members/participants are welcome to give back voluntarily as donations to support our CSR initiatives, helping other participants and the community thrive. The contribution is entirely optional. To get started:

WALLET & ACCOUNT SECURITY

Each member gets a personal wallet in the dashboard.
Only pay to the cooperative’s authorized account shown in your dashboard
Protect your password and PIN – MegaCoop is not liable for unauthorized access

HOW TO REGISTER AND MANAGE MULTIPLE ACCOUNTS

After the first onboarding, login to your dashboard and Click “Add Account” or Accounts at the topright corner in your dashboard
Switch between accounts easily by clicking the account you wish to manage
Each new plan/account requires its own onboarding fee
Each account can join different plan at a time
To join the same savings plan, you need to do so with a different add account

Example Account A is on 500 weekly plan and you want to join a second 500 weekly plan, you are expected to add account B to do so, if you want to join a 3rd 500 plan(meaning you are doing 3 times 500 plan) then, you need to add account. If joining 1000 plan then you can join from any of the accounts as long as that account is not on that plan. To add account B make sure you are logged in to Account A so account A will fulfil the requirement for 1 referral, to add account C make sure you are logged in to account B.

IMPORTANT GUIDELINES

Use the correct referral link to register if referred
Ensure your personal details are accurate – they can't be edited later
Uploading fake proof = permanent ban
Ensure you add any next account while logged in to the previous account to fulfil the empowerment requirement

WHY JOIN MIC-EP

Structured savings with a robust empowerment fund
No referral pressure
Transparent process with visible progress
Food and cash benefits at maturity
Excellent support and cooperative reliability

WHAT MIC-EP IS NOT

By participating in MICEP, you are not only growing your finances—you are improving your life stability. It’s your opportunity to prepare for needs like food, rent, school fees, business capital, or major life goals.

Together, we grow — the cooperative way.

CERTAIN QUANTITY OF FOOD INCENTIVES CAN BE CONVERTED TO CASH FROM THE DASHBOARD. The cooperative/organizers reserves the rights to determine if food will be given or converted.

Mega Investment Cooperative Society Platform