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How It Works

 

πŸ₯˜ About Mega Food & Cash Savings / Ajo / Esusu Contributions

Mega Investment Cooperative Society Limited proudly presents a transparent and empowering platform for structured daily, weekly, and monthly savings β€” also known as Ajo, Esusu, or contribution plans β€” where members can save money conveniently while earning sustainable returns or receiving food value in place of cash. By this cooperative savings we bringing a different dynamics to the system of traditional ajo by rewardig participants.

We believe in the power of cooperative economics β€” using collective strength to improve individual financial outcomes. Through our Mega Food and Cash Savings Network, you can grow your idle funds while helping to empower others in the process.

βœ… How It Works

  • Flexible Savings Options: Choose between daily, weekly, monthly, or fixed-duration savings plans, starting from as low as ₦500.
  • Earn Cash or Food Rewards: At the end of your savings term, you can withdraw your interest and savings in cash or receive essential food items, depending on your selected option.
  • Attractive Rewards:
    • Up to 2% return on 60-day contribution plans.
    • Between 4%–19% interest for monthly plans.
    • Up to 50% ROI on long-term pro-saver packages (minimum ₦50 million for 18 months), with part of the interest payable upfront.

πŸ’Ό Who Can Join?

Participation is open to everyone within the acceptable legal age unless by guidian consent, including individuals, market traders, artisans,students and professionals. Participating in the savings gives you free access to the dashboard where records are kept but doesn't confer the title of cooperative membership to participants. To get started:

Members/participants are welcome to give back voluntarily as donations to support our CSR initiatives, helping other participants and the community thrive. The contribution is entirely optional. To get started:

  • Registration is free, but a ₦10,000 yearly cooperative due is required plus other fees if you want to be a cooperative member.
  • No compulsory referrals are needed to benefit.

🀝 Referral Benefits (Optional)

While referral is not required, members who refer others to save can earn commission from their referrals under our mega savings platform. .

🌍 Why Choose Us?

  • Registered & Transparent: Operated by Mega Investment Cooperative Society Limited, duly registered under Nigerian law.
  • Flexible Payouts: Receive your earnings as cash or food depending on your preference and plan.
  • Social Impact: Your savings contribute to empowering small businesses, creating entrepreneurs, and reducing poverty by funding cooperative-led community development programs.
  • No Hidden Fees: Clear terms, straightforward benefits, and member-first service.

πŸ›‘οΈ A Safe and Sustainable System

All interests and earnings are based on a clear cooperative investment structure, which reinvests pooled funds into profitable and verified ventures. Our system is built for sustainability, backed by member contributions, cooperative bylaws, and financial accountability.

🎯 Summary

Whether you’re saving for a project, planning household expenses, or just want a structured way to grow your money, Mega Food and Cash Savings is here to help β€” with food or cash rewards that suit your lifestyle.